
Our Leadership
Our Board of Director
Inkosi Sbonelo Mkhize
Independent Non-Executive Director
Appointed: 2018
Qualifications:
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Bachelor of Commerce (Economics) (University of KwaZulu -Natal),
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Certificate in Public Policy (2014) University of California Berkeley
Management Committees
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IT Governance Committee
Risk -
Capital Management Committee
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Insurance Advisory Committee
External Appointments
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M Energy (PTY) LtdMC
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Nalane Developmental Corporation (PTY) Ltd
Ms. Given Sibiya
Independent Non-Executive Director
Appointed: 2017
Qualifications:
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BCom
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BAcc (Wits) Chartered Accountant (SA) Management Committee
Management Committees
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Audit and Compliance Committee
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Risk and Capital Management Committee
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Human Resources, Social and Ethics Committee
External Appointments
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Member of Audit Committee, Media Development & Diversity Agency
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Head of Internal Audit Division, SekelaXabiso Chartered Accountants
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Non-Executive Director, Basil Read Holdings Ltd
Mr. Sandile Mnguni
Independent Non-Executive Director
Appointed: July 2019
Qualifications:
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Honours in Cost Management Accounting
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Master’s in Business Administration
Management Committees
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Risk and Capital Management Committee
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Human Resources
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Social and Ethics Committee
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IT Governance Committee
Employment History
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Director at Bonakude Consulting and Assurance
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Head of Expenditure finance at Ethekwini Municipality
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Senior Manager at Auditor General’s Office
Our Executive Committee

Ms. Thabisile Luthuli
Exco Chairperson & Company Secretary
Appointed: 2014
Qualifications:
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CIS Professional (Post-Graduate)
Management Committees
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Executive committee
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Asset and Liability committee
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Management Risk committee
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Ethics and Fraud Prevention Committee
Employment History
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Company secretary - Grindrod Bank Limited
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Assistant Company Secretary - Apollo Tyres SA (previously known as Dunlop
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Assistant Company Secretary: Adapt IT Holdings Limited
Mr. Sandile Xolo
Head of Marketing & Communication
Appointed: 2011
Qualifications:
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BBA (Marketing), Graduate Diploma (Marketing)
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PASA Certificate (Payments)
Management Committees
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Executive committee
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Management Risk committee
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Ethics and Fraud Prevention Committee
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Management Credit Committee
Employment History
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Marketing and sales manager - Ithala SOC Limited
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Brand manager - Tsogo Sun: Suncoast Casino
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Casino brand manager - Tsogo Sun Gaming: Suncoast Casino
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Regional assistant brand manager - Africa, Middle East and Turkey: Unilever
Mr. Sihle Gwala
Head of Human Resources
Appointed: 2011
Qualifications:
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B Soc Sc, SMDP
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BA Honours (Industrial Psych)
Management Committees
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Executive committee
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Management Risk committee
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Management Credit Committee
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Ethics and Fraud Prevention Committee
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Assets and Liabilities Committee
Employment History
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Divisional HR manager - Public Investment Corporation Real Estate & Asset Management
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Senior HR business partner (Head Office) - Absa Retail Bank
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HR business partner (Regional Office) - Absa Bank
Mr. Shane Moodley
Head of Retail & Business Banking
Appointed: July 2015
Qualifications:
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BCom (Hons) (Currently studying)
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BCom (Financial Management)
Management Committees
Executive committee
Asset and Liability committee
Management Risk committee
Management Credit Risk Committee
Ethics and Fraud Prevention Committee
Employment History
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Regional Head : Cash Management ( Absa Corporate)
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Regional Product Manager : Investment Risk (Absa Corporate)
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Funding and Liquidity Dealer : Nedbank Capital
Ms. Chrystal Gumede
Chief Risk Officer
Appointed: April 2019
Qualifications:
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Bachelor of Commerce.
Management Committees
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Executive committee
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Management Risk committee
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Management Credit Committee
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Social Ethics and Fraud Prevention Committee
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Assets and Liabilities Committee
Employment History
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Operational Risk Officer, Absa Bank
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Risk Consultant, Teba Bank
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Head: Risk & Compliance, First National Bank
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Head of Operational Risk, First National Bank
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Chief Risk Officer, Basil Read
Mr. Aaron Pather
Head of Insurance
Appointed: July 2019
Qualifications:
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Master’s in Business Administration (MBA)
Management Committees
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Executive committee
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Management Risk committee
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Management Credit Committee
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Social Ethics and Fraud Prevention Committee
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Assets and Liabilities Committee
Employment History
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Sanlam, Business manager
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Nedbank Insurance Distribution, Head of Business development
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Momentum, regional manager
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Old Mutual, Executive sales Manager.
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Liberty life, Relationship Manager.