Our Business & Corporate Insurance Offerings
The Multiperil policy is a simple policy, that offers multiple covers. For instance, a multi-peril policy may cover fire, vandalism, theft, water damage, etc
This is similar to the Householders policy but it is designed to cover business premises. Eg. Banks, Offices, Churches, Colleges etc.
Immediate Family Cover
This cover is available to the Main Member, for up to two of his/her spouses and eight children. The waiting period for this cover is six months.
Assets all risks Insurance
These policies are known as “Industrial All Risks and Accidental Material Damage” These policies are designed for very large Corporate Companies. They provide a wider cover than the normal Multiperil Policy.
Extended Family Cover
This benefit can be taken in addition to the Immediate Family or Main Member Only Cover.
Fidelity Guarantee Insurance
This class of business is specifically designed to deal with fraud and theft by employees. It does not only cover theft of money but also theft of stock and goods.
Broadform or Public Liability
Broadform liability insurance provides protection for a business for legal liability
to pay damages arising out of injury or damage caused to third parties or their
property during the performance of the business.
The broadform liability policy is
extremely comprehensive and has many sections of cover and extension.
Professional Indemnity Insurance
Often referred to as PI insurance, professional indemnity provides protection to ensure the financial wellbeing, safety and even survival of the insured business in the aftermath of negligence and damages claims brought by third parties.
Employment Practises Liability
Insurance protection for employers covering:
Following an allegation of:
Failure to employ
Brought about at:
Machinery Breakdown / Engineering
Machinery Breakdown (MB) Insurance offers protection against sudden and unforeseen physical loss or damage to machinery, which has been erected and is operational or at rest. It is 'accident' insurance for machines – for internal breakdown or derangement.
Motorfleet or Taxis
The Motor fleet policy provides cover for companies that have a large number of vehicles. Comprehensive Taxi Insurance coverage including passenger liability.
Director and Officers Liability Insurance (D&O)
D&O offers protection against management errors or omissions that may be attributed to the management decisions and policies of the insured. The coverage can extend to defense costs or expenses arising from criminal, civil, or regulatory investigation. This policy is unusual in that it is issued in thename of the business but the insuredparties are actually the directors andsenior management officials in theirpersonal capacity.
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